12 Sephora products you can buy with FSA and HSA dollars before the year ends

The best sunscreen is the one you’ll wear everyday. Supergoop’s innovative Unseen Sunscreen is one of our absolute favorites because the silky soft formula makes it easy to do just that. It’s completely sheer and super lightweight, leaving skin protected and primed for make-up. (Or not. You do you.)

Sunscreen isn’t a skincare product. It’s a lifestyle. With this set you’ll cover all your bases from AM application to re-application throughout the day–packed up in the cheeriest travel to boot!

Similarly, the award-winning Shiseido Clear Sunscreen Stick is ideal for keeping in your bag to reapply throughout the day. It’s clear on all skin tones and since it glides on smooth, you can use it over or under make-up.

We love a good multitasking product, and the cult-favorite Cicapair™ Tiger Grass Color Correcting Treatment SPF 30 is one of the best. The mineral formula pulls double-duty as both an SPF and color-corrector, instantly calming redness and evening skin tone.

For those whopper zits that just won’t chill out, the super-charged Peace Out Acne Day Dots are your new BFF. They’re infused with salicylic acid, retinol and aloe to calm and heal spots in no time. And they’re thin enough you can wear them nearly undetected!

It hardly seems fair to deal with acne as a full-grown adult, but here we are. This powerhouse spot treatment from Kate Somerville does an impressive job drying them up practically overnight and lasts a super long time as well. (Just beware that the active ingredient is sulphur which…does not smell great.)

Protect that pout 24/7 with the long-lasting lip balms from Jack Black. Slather on to keep the sun’s rays at bay during the day and reapply at night as a lip mask. And since there’s three you can stash one in your bag, one in the car and one on your nightstand. Chapped lips? Never heard of them.

Not all eye creams contain SPF, but when they do, they’re freeeee! (Ok, not really. But they are covered with HSA and FSA dollars.) In addition to SPF, this easy-to-apply formula contains Vitamin C, peptides and squalane to moisturize and brighten under-eyes. It’s great for aging skin as well!

If you’re strategic, you can pretty much stock your entire skincare line-up with FSA and HSA dollars. Toss in this skin smoothing toner from Algenist which is powered by their patented Alguronic Acid if you’re battling a greasy or congested complexion. With the addition of salicylic acid and collagen it heals and repairs to get you glowing ASAP.

If, like me, your skin throws an absolute hissy fit the second cold weather sets in, you’re likely already on the hunt for relief. This soothing cream packs OTC-level 1% colloidal oatmeal to hydrate and calm eczema-prone skin as well as alleviate itching.

What better way to splurge than using earmarked, tax-free dollars? This celeb-loved (and FDA-cleared) red light mask is designed to reduce wrinkles and combat blemishes to improve skin over time. It might terrify your children or spouse, but maybe that means they’ll leave you alone for five minutes. Win win!

Acne-prone skin will love this powerful cleanser which uses salicylic, azelaic and glycolic acids to minimize break outs and balance skin’s microbiome.

If you’re looking for a splurge, there’s no better time to do it than right now. The luxe French formula is weightless and easily absorbed without leaving a white cast.